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Checking Accounts

All American Heritage Bank personal checking accounts offer the following features:

Account PlansMinimum Opening DepositMonthly Service ChargeInterest Earned 
Everyday Checking $100.00 $3.00 No   Apply Now
Everyday Checking Your Way $100.00 $6.00 No   Apply Now
Everyday Checking with Interest¹ $100.00 $7.00 Yes*  Apply Now
Everyday Club Checking $100.00 $10.00 No   

*Variable interest rate compounded and paid monthly on daily ledger balance. Rates are determined by the bank and may be adjusted at the bank's discretion. Click here to view current rates.  

**Overdraft Protection Plus service requires an additional AHB Checking, Savings or Money Market account for automatic transfers.  Click here for more information, including fees, regarding this service.

¹Defined as an “interest-bearing transaction account” for FDIC Coverage: All funds are not fully insured by the Federal Deposit Insurance Corporation, but maintain the FDIC’s coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

Everyday Checking

Additional Features

  • Monthly Base Fee in Service Charge $3.00
  • eStatements Required: Paper statements optional - $2.00 per month
  • Optional Advantage Benefits can be added for $4.95 per month
  • Bill Pay
    • $3.00 per month for the first 10 transactions; $.40 for each transaction thereafter

Everyday Checking Your Way

Additional Features

  • Monthly Base Fee in Service Charge - $6.00
  • Monthly Base Fee in Service Charge waived with any two options:
    • $1,000.00 minimum daily ledger balance, or
    • Sign up for eStatements, or
    • Recurring ACH Payroll/Benefit Deposit
  • Optional Advantage Benefits can be added for $4.95 per month
  • Bill Pay
    • $3.00 per month for the first 10 transactions; $.40 for each transaction thereafter

Everyday Checking with Interest¹

Additional Features

  • Tiered rates* to maximize interest earnings:
    • $0 - $9,999.99
    • $10,000.00 or more
  • Monthly Base Fee in Service Charge $7.00
  • Monthly Base Fee in Service Charge waived with:
    • $2,500.00 minimum daily ledger balance
  • Optional Advantage Benefits can be added for $4.95 per month
  • Bill Pay
    • $3.00 per month for the first 10 transactions; $.40 for each transaction thereafter

Everyday Club Checking

Additional Features

  • Monthly Base Fee in Service Charge - $10.00
  • Monthly Base Fee in Service Charge waived with:
    • $10,000.00 minimum daily ledger balance in Checking/Savings combined
  • Advantage Benefits included
  • Free Bill Pay Included
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