Online Banking

Privacy Policy

Rev  01/2011           

 

FACTS

WHAT DOES AMERICAN HERITAGE BANK DO
WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and account transactions
  • Credit history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Heritage Bank chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does American Heritage Bankshare?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

 

 

 

 

Questions?

Call us at 918-224-3210

 

 

 

 

 

What we do

How does American Heritage Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

   We maintain physical, electronic, procedural safeguards to ensure  the confidentiality of your information. Only employees who need information to provide products or services to you have access to your information.

How does American Heritage Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card or perform a transaction with us and others

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws may give you additional rights to limit sharing.

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

“American Heritage Bank  does not share with our affiliates”

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

“American Heritage Bank does not share withnonaffiliates so they can market to you”. The Bank may make disclosures to other nonaffiliated third parties as permitted by law.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

“American Heritage Bank doesn’t jointly market”

  

 

Other important information

We do not knowingly solicit data from children nor do we knowingly market to children. We recognize that protecting children’s identities and privacy online is important and that the responsibility to do so rests with both the online industry and parents.

       

American Heritage Bank has no control over information at any site hyperlinked to or from this Site. American Heritage Bank makes no representation concerning and is not responsible for the quality, content, nature or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience.  The Privacy and Security policies of the hyperlinked site may differ from those of American Heritage Bank.  The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by American Heritage Bank of any information in any hyperlinked site.  In no event shall American Heritage Bank be responsible for your use of a hyperlinked site.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, American Heritage Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Heritage Bank directly at your nearest bank branch.

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