• Variable interest rates are compounded daily and paid quarterly on daily ledger balances
• Minimum deposit: $25.00
• Activity Fees, quarterly
  • Withdrawal in excess of 9: $1.00 each
• Minimum balance fee: $1.00
  (if average quarterly balance is $100 or less, waived on minor accounts
• Dormant fee: $3.00
  (Account has had no activity for one year and has a current ledger balance of $100.00 or less)
• Activity fees will be waived with minimum daily balance of $1,500
• Fees will be charged to your account on each quarterly statement.

*TRANSACTION LIMITATIONS: Withdrawals are limited as follows on savings accounts and are restricted to a total of six (6) per month: preauthorized transfers (through an automated clearing house (ACH) or otherwise), telephone transfers, wire transfers, internet banking transfers and cell phone banking transfers. An excessive transaction fee of $5.00 will be assessed for each transaction exceeding these limits. Exceeding these limits may result in the account type being changed to comply with federal regulations. Teller assisted transactions are unlimited. There is a $1.00 fee per withdrawal after nine (9) per quarter. Fees waived with daily ledger balance over $1500.00.

• Monthly Maintenance Fees $6.00
• Activity Fees:
  Excessive withdrawal, each
  • Exceeding six (6) debits per statement cycle $5.00

Monthly maintenance fee waived with $2,500 minimum daily ledger balance or $3,000 average monthly ledger balance. Activity fees apply at all times. Variable interest rates paid monthly on the tiered daily collected balances below:

• $0 to 9,999 - NOW Rate
• $10,000 to 24,999 - Money Market Rate
• $25,000 to 49,999 - Premium Rate
• $50,000 and up - Platinum Rate

Federal regulations limit the number of withdrawals by the following methods to 6 per month; third party checks or drafts (restricted to no more than 3 per statement cycle), preauthorized transfers, telephone transfers and wire transfers. An excessive transaction fee of $5.00 will be assessed for each transaction exceeding these limits. Exceeding these limits may result in the account type being changed to comply with federal regulations.
*Unlimited teller assisted transactions.