American Heritage Bankwww.ahb-ok.com
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PRODUCTS & SERVICES > PERSONAL > CHECKING
 
Non-Interest Bearing Checking Account

Personal Checking

  • Monthly maintenance fee $6.00
  • Unlimited Check Writing

Monthly maintenance fees waived with a

  • $750 minimum daily ledger balance, or
  • $1200 average monthly ledger balance, or
  • $3000 daily savings account balance, or
  • $10,000 minimum C.D., or IRA.
    * See Relationship Banking disclosure

Free Checking

  • No monthly maintenance fee
  • No minimum balance required
  • Unlimited check writing
  • Insufficient check fee $23.00
  • Stop payment fee $20.00
  • Annual fee for ATM/Check Card $12.00
  • Copies of checks $2.00 per check

A dormant fee of $3.00 per month will be assessed on an account that has had no activity for a period of one year and has a current ledger balance of $100.00 or less.

Electronic Payment Account
  • Monthly Maintenance Fee $3.00
  • Withdrawals are made by ATM/Check Card only
  • Withdrawals limited to four per month
  • Excessive withdrawal fee $1.00 each
  • Overdraft fee $10.00
  • Must receive direct deposit from federal government

American Heritage Checking Account

The American Heritage Account is especially designed for individuals 62 years of age and older. It offers the following services:

  • No Monthly Maintenance fee
  • Free Checks(Graystone style only)
  • Free copies of documents
  • Free Travelers Cheques
  • Free Money Orders
  • Free Estate Planning
  • $15 discount on safe deposit boxes the first year
  • Free Notary Service
  • Free Signature Guarantee
  • Unlimited check writing
  • Free Membership in the American Eagle Travel Club

American Heritage will recieve Relationship Banking with

  • $750 minimum daily ledger balance, or
  • $1,200 average monthly ledger balance, or
  • $3,000 daily savings account balance, or
  • $10,000 minimum CD or IRA.
Interest Bearing Checking Accounts

Personal NOW

  • $0 to $9,999 - NOW Rate
  • $10,000 and above - Premium Rate
  • Monthly Maintenance Fee $7.00
  • Unlimited Check Writing

Monthly maintenance and activity fees waived with a

  • $1,500 minimum daily ledger balance, or
  • $2,000 average monthly ledger balance, or
  • $5,000 daily savings account balance, or
  • $15,000 minimum C.D., or IRA.
    * See Relationship Banking disclosure

Available to individuals, trusts, estates, and organizations that operate on a non-profit basis.

American Heritage NOW Account

The American Heritage Account is especially designed for individuals 62 years of age and older.

  • Free Checks (Graystone style only)
  • Free copies documents
  • Free Travelers Cheques
  • Free Money Orders
  • Free Estate Planning
  • $15 discount on safe deposit boxes the first year
  • Free Notary Service
  • Free Signature Guarantee
  • Unlimited check writing
  • Free Membership in the American Eagle Travel Club
  • $0 to $9,999 - NOW Rate
  • $10,000 and above - Premium Rate

Monthly maintenance fees waived with a

  • $1,500 minimum daily ledger balance, or
  • $2,000 average monthly ledger balance, or
  • $5,000 daily savings account balance, or
  • $15,000 minimum CD or IRA.
    * See Relationship Banking disclosure
  • If balances are not maintained, monthly maintenance fee $7.00
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