Essential in today's financial environment, such services allow companies of different sizes to manage their funds more efficiently. Here are a few of the services offered by American Heritage Bank to enhance your company's bottom line.

Less expensive than wire transfers, ACH transactions allow you to disburse and accept payments electronically. Our PC-based ACH origination system puts you in complete control and is a safe and accurate alternative at a very cost-effective price.

With our Electronic Payroll processing software you can eliminate the need for payroll checks and provide a convenience for your employees.

AHB can provide Lockbox service to receive, examine, process and deposit remittances on your behalf, and your savings in time and effort can be enormous. The service is safe, accurate and fast.

One of the fastest, most secure ways to transfer funds, wire transfers are offered by AHB both domestically and internationally.

AHB lines of credit offer flexible financing for your short-term or seasonal borrowing needs. You can count on an easy application process, fast answers, flexible repayment options and a variable interest rate. Your line of credit can provide overdraft protection for your checking account.

Your excess balances can generate income overnight in conservative investments backed by U.S. Government and Agency obligations.

You can use a Zero Balance Account to separate accounts for cash disbursements or special accounting arrangements. Zero Balance Accounts are funded by your master account at the end of each business day, saving time and management effort.

AHB can serve as trustee of employee benefit plans.

AHB is the largest commercial lender in our area. We understand the special needs required to help independent businesses and owners prosper.