Account Plans More Info Minimum Opening Balance Monthly Maintenance Interest Earned Inquire Now
Regular Savings† More» $100.00 N/A Yes
Compounded Daily		 Inquire

Regular Savings†

  • Minimum $100.00 opening deposit
  • Tiered rates to maximize interest earnings
  • Variable interest rate compounded daily and paid quarterly on daily ledger balance
  • Activity fees charged quarterly:
    • First six (6) withdrawals per quarter free
    • Withdrawals in excess of six (6) per quarter $1.00 each**
    • Minimum balance fee $3.00
      (if average quarterly ledger balance is less than $100)
  • Activity fees will be waived with minimum daily ledger balance of $1,500
  • Free Internet Banking
All American Savings† More» $100.00 N/A Yes
Compounded Daily		 Inquire

All American Savings†

  • Minimum $100.00 opening deposit
  • Tiered rates to maximize interest earnings
  • Variable interest rate compounded daily and paid quarterly on daily ledger balance
  • Requires minimum $25.00 monthly automatic transfer from an AHB checking to savings*
  • Activity fees charged quarterly:
    • First six (6) withdrawals per quarter free
    • Withdrawals in excess of six (6) per quarter $1.00 each**
    • Minimum balance fee $3.00
      (if average quarterly ledger balance is less than $100)
  • Activity fees will be waived with minimum daily ledger balance of $1,500
  • Free Internet Banking

*If monthly automatic transfer requirement of $25.00 is not met, the account will change to a regular savings account and receive the current regular savings rate.

Minor Savings† More» $25.00 N/A Yes
Compounded Daily		 Inquire

Minor Savings†

  • Minimum $25.00 opening deposit
  • Tiered rates to maximize interest earnings
  • Variable interest rate compounded daily and paid quarterly on daily ledger balance
  • Activity fees charged quarterly:
    • First six (6) withdrawals per quarter free
    • Withdrawals in excess of six (6) per quarter $1.00 each**
  • Activity fees will be waived with minimum daily ledger balance of $1,500
  • Free Internet Banking

NOTE: Account will change to a regular savings account when primary owner reaches age of 18 (upon completion of new signature card).
Health Savings† More» $100.00 N/A Yes
Compounded Daily		 Inquire

Health Savings†

  • Minimum $100.00 opening deposit
  • One time set up fee of $25.00
  • Must be covered under a high deductible health plan (HDHP) of your choice
  • Cannot be covered by any other health plan that is not an HDHP
  • Cannot be enrolled in Medicare or be claimed as a dependent on another person’s tax return
  • Must provide proof of coverage with a copy of your insurance certificate or insurance card stating you qualify to have a Health Savings account
  • Variable interest rate compounded and credited monthly to your account
  • Withdrawals by check card only
  • No checks will be issued for this account
  • Free Internet Banking
American Gold Money Market† More» $5,000.00 $6.00 Yes Inquire

American Gold Money Market†

  • Minimum $5,000.00 opening deposit
  • Tiered rates to maximize interest earnings
  • Variable interest rates compounded monthly and paid monthly on daily collected balances
  • Monthly minimum balance fee $6.00
  • Monthly minimum balance fee waived* with:
    • $5,000 minimum daily ledger balance or
    • $5,000 average monthly ledger balance
  • Activity Fees:
    • Teller-assisted transactions are unlimited**
  • Free Internet Banking

*See relationship banking information.

Rates are determined by the bank and may be adjusted at the bank's discretion. Click here to view current rates.

†Defined as an “interest-bearing transaction account” for FDIC Coverage: All funds are not fully insured by the Federal Deposit Insurance Corporation, but maintain the FDIC’s coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. For the full FDIC Coverage Disclosure effective December 31, 2010, please click here.

**Transaction Limitations for Savings & Money Market Accounts: Transfers, cash withdrawals or a combination thereof from these accounts to another account of the depositor at the same institution are unlimited as long as the transactions are made in person, by mail, messenger, or automated teller machine.

Federal regulations, however, limit the number of transfers, withdrawals or combinations thereof from these accounts to another of the depositor at the same institution or to a third party by means of a pre-authorized, automatic or telephone agreement, order or instruction, or by check, draft, debit card or similar order. Such transactions are limited to six (6) per calendar month or similar period of at least four weeks. Exceeding these limits may result in the loss of transfer capabilities or the need to open a different type of account. A fee of $5.00 may apply to such transactions over the Federally regulated limit of six (6).