Regular Savings

• Minimum $100.00 opening deposit
• Variable interest rate compounded daily and paid quarterly on daily ledger balance
• Activity fees charged quarterly:
  • Withdrawals in excess of six (6) $1.00 each*
  • Minimum balance fee $3.00
    (if average quarterly balance is less than $100)
• Activity fees will be waived with minimum daily balance of $1,500
• Free Internet Banking

*Transaction Limitations: You may make no more than six (6) preauthorized withdrawals, telephone transfers, automatic transfers, or other similar transactions from your account per calendar month or similar period of at least four weeks. Exceeding these limits may result in the loss of transfer capabilities or the need to open a different type of account. A fee of $5.00 may apply to transactions over six (6). Teller-assisted transactions are unlimited.

All American Savings

• Minimum $100.00 opening deposit
• Variable interest rate compounded daily and paid quarterly on daily ledger balance
• Requires minimum $25.00 monthly automatic transfer from an AHB checking to savings*
• Activity fees charged quarterly:
  • Withdrawals in excess of six (6) $1.00 each**
  • Minimum balance fee $3.00
    (if average quarterly balance is less than $100)
• Activity fees will be waived with minimum daily balance of $1,500
• Free Internet Banking

*If monthly automatic transfer requirement of $25.00 is not met, the account will change to a regular savings account and receive the current regular savings rate.

**Transaction Limitations: You may make no more than six (6) preauthorized withdrawals, telephone transfers, automatic transfers, or other similar transactions from your account per calendar month or similar period of at least four weeks. Exceeding these limits may result in the loss of transfer capabilities or the need to open a different type of account. A fee of $5.00 may apply to transactions over six (6). Teller-assisted transactions are unlimited.

Minor Savings

• Minimum $25.00 opening deposit
• Variable interest rate compounded daily and paid quarterly on daily ledger balance
• Activity fees charged quarterly:
  • Withdrawals in excess of six (6) $1.00 each
• Activity fees will be waived with minimum daily balance of $1,500
• Free Internet Banking

NOTE: Account will change to a regular savings account when primary owner reaches age of 18 (upon completion of new signature cards).

*Transaction Limitations: You may make no more than six (6) preauthorized withdrawals, telephone transfers, automatic transfers, or other similar transactions from your account per calendar month or similar period of at least four weeks. Exceeding these limits may result in the loss of transfer capabilities or the need to open a different type of account. A fee of $5.00 may apply to transactions over six (6). Teller-assisted transactions are unlimited.

Health Savings

• Minimum $100.00 opening deposit
• One time set up fee of $25.00
• Must be covered under a high deductible health plan (HDHP) of your choice
• Cannot be covered by any other health plan that is not an HDHP
• Cannot be enrolled in Medicare or be claimed as a dependent on another person’s tax return
• Must provide proof of coverage with a copy of your insurance certificate or insurance card stating you qualify to have a Health Savings account
• Variable interest rate compounded and credited monthly to your account
• Withdrawals by check card only
• No checks will be issued for this account
• Free Internet Banking

American Gold Money Market

• Minimum $5,000.00 opening deposit
• $0 - $24,999.99 earns NOW rate*
• $25,000 - $49,999.99 earns MM rate*
• $50,000 - $99,999.99 earns Premium rate*
• $100,000 or more earns Platinum rate*

*Variable interest rates paid monthly on the tiered daily collected balances. Rates are set by management and subject to change daily.

**See relationship banking information.

***Transaction Limitations: You may make no more than six (6) preauthorized withdrawals, telephone transfers, automatic transfers, checks, drafts and debit card or other similar transactions from your account per calendar month or similar period of at least four weeks. Exceeding these limits may result in the loss of transfer capabilities or the need to open a different type of account. A fee of $5.00 may apply to transactions over six (6).