Consumer Loans

American Heritage Bank offers a wide selection of loan products to serve the needs of our customers. We have competitive rates and terms with decisions made by local experienced lenders. Our officers are available to answer all your financial questions. Discounts on rates are offered for automatic payments. We take pride in our customer service and fast response on loan applications. Call us or stop by one of our convenient locations or download the application now.

  • Auto/Recreational Vehicle Loans
  • Boat/Motorcycle Loans
  • Consumer Equipment Loans
  • Personal Loans
  • Mobile Home Loans
  • Home Improvement Loans
  • Debt Consolidation Loans

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Home Mortgages

American Heritage Bank offers a variety of loan products for residential property, as well as, land/lot loans. AHB has the following programs to help meet your needs in purchasing or refinancing real estate.

  • Conventional fixed rate mortgages for short and/or long term loans
  • Investor loan program
  • Home Equity Line of Credit (HELOC)
  • Interim financing such as construction loans and bridge loans
  • Restoration loan program for owner occupied and non-owner occupied real estate

Contact a real estate loan officer or your local branch manager to assist you in finding the best real estate loan program to fit your needs.

Mortgage Center

Secondary Market

To better serve our customers we offer Secondary Market loans. There are several products available to fit your individual needs. Please contact our secondary mortgage specialists at 918- 248-3284 for more details.


  • Minimum down payment required
  • Same day pre-qualifications
  • Cash out refinances
  • Seller may contribute a portion of the closing costs


  • Minimum down payment required
  • Seller may contribute a portion of the closing costs

Rural Development

  • Only available in certain areas
  • No down payment required
  • Seller may contribute closing costs