Account Plans More Info Minimum Opening Balance Monthly Maintenance Interest Earned Inquire Now
Free Checking More» $100.00 N/A No Inquire

Free Checking

  • Minimum $100.00 opening deposit
  • No monthly maintenance fee*
  • No minimum balance required
  • Unlimited check writing
  • Free Internet Banking
  • Free Bill Pay with E-Statement
  • Optional ATM/Check Card**
  • Optional Check Card Rewards Program**
  • Overdraft privilege available**
  • Check images are available with E-Statement

*A dormant fee of $5.00 per month will be assessed on an account that has no activity for a period of one year and has a current ledger balance of less than $300.00.

**See fee schedule.

Personal Checking More» $100.00 $6.00 No Inquire

Personal Checking

  • Minimum $100.00 opening deposit
  • Monthly maintenance fee $6.00
  • Monthly maintenance fee waived* with:
    • $1,000 minimum daily ledger balance, or
    • $1,500 average monthly ledger balance, or
    • $5,000 daily savings account balance or
    • $10,000 minimum CD or IRA
  • Unlimited check writing
  • Free ATM/Check Card
  • Free Internet Banking
  • Free Bill Pay with E-Statement
  • Optional Check Card Rewards Program**
  • Overdraft privilege available**

*See relationship banking information.

**See fee schedule.

American Heritage Totally Free Checking
(Ages 55 and up)
More» $100.00 N/A No Inquire

American Heritage Totally Free Checking

  • Minimum $100.00 opening deposit
  • For individuals 55 or older
  • No monthly maintenance fee
  • Unlimited check writing
  • Free ATM/Check Card
  • Free Internet Banking
  • Free Bill Pay with E-Statement
  • Optional Check Card Rewards Program*
  • Overdraft privilege available*
  • Free checks (specialty checks only - limit 1 box per order)
  • Free travelers check card
  • Free money orders
  • $15.00 credit towards rental of a new safe deposit box (credit applied to first year only)
  • Free document copying
  • Free retirement planning
  • Free notary service
  • Free signature guarantee

*See fee schedule.

Personal Now Checking More» $100.00 $7.00 Yes* Inquire

Personal Now Checking

  • Minimum $100.00 opening deposit
    • $0 - $9,999.99 earns NOW rate
    • $10,000 or more earns Premium rate
  • Available to individuals, trusts and estates
  • Monthly maintenance fee $7.00
  • Maintenance fee waived* with:
    • $1,500 minimum daily ledger balance, or
    • $2,000 average monthly ledger balance, or
    • $7,500 daily savings account balance or
    • $15,000 minimum CD or IRA
  • Unlimited check writing
  • Free ATM/Check Card
  • Free Internet Banking
  • Free Bill Pay with E-Statement
  • Optional Check Card Rewards Program**
  • Overdraft privilege available**

*See relationship banking information.

**See fee schedule.

American Heritage Now
(Ages 55 and up)
More» $100.00 $7.00 Yes* Inquire

American Heritage Now

  • Minimum $100.00 opening deposit
    • $0 - $9,999.99 earns NOW rate
    • $10,000 or more earns Premium rate
  • For individuals 55 or older
  • Monthly maintenance fee $7.00
  • Maintenance fee waived* with:
    • $1,500 minimum daily ledger balance, or
    • $2,000 average monthly ledger balance, or
    • $7,500 daily savings account balance or
    • $15,000 minimum CD or IRA
  • Unlimited check writing
  • Free ATM/Check Card
  • Free Internet Banking
  • Free Bill Pay with E-Statement
  • Optional Check Card Rewards Program**
  • Overdraft privilege available**
  • Free checks (specialty checks only - limit 1 box per order)
  • Free travelers check card
  • Free money orders
  • $15.00 credit towards rental of a new safe deposit box (credit applied to first year only)
  • Free document copying
  • Free retirement planning
  • Free notary service
  • Free signature guarantee

*See relationship banking information.

**See fee schedule.

*Rates are determined by the bank and may be adjusted at the bank's discretion. Click here to view current rates.

RELATIONSHIP BANKING

When you maintain certain minimum balances in your personal savings account, personal CD or IRA, we will reduce or eliminate your monthly checking account fees, including foreign ATM withdrawal fees. You will also receive discount rates on consumer loans.

Relationship banking is available on all personal checking accounts, except Free Checking. Including the Personal Checking Account, American Heritage Account, Personal NOW Accounts, American Heritage NOW accounts, and on all personal and individual trust or estate accounts. Relationship banking is a service that saves you money.