| Account Plans | More Info | Minimum Opening Balance | Monthly Maintenance | Interest Earned | Inquire Now |
|---|---|---|---|---|---|
| Free Checking† | More» | $100.00 | N/A | No | Inquire |
Free Checking†
*A dormant fee of $5.00 per month will be assessed on an account that has no activity for a period of one year and has a current ledger balance of less than $300.00. **See fee schedule. ***For more information about the Overdraft Privilege Program click here. See fee schedule. ****Overdraft Protection Plus service requires an additional AHB Checking, Savings or Money Market account for automatic transfers. Click here for more information and fees regarding this service. |
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| Personal Checking† | More» | $100.00 | $6.00 | No | Inquire |
Personal Checking†
*See relationship banking information. **For more information about the Overdraft Pivilege Program click here. See fee schedule. ***Overdraft Protection Plus service requires an additional AHB Checking, Savings or Money Market account for automatic transfers. Click here for more information and fees regarding this service. |
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| American Heritage Free Checking† (Ages 55 and up) |
More» | $100.00 | N/A | No | Inquire |
American Heritage Free Checking†
*A dormant fee of $5.00 per month will be assessed on an account that has no activity for a period of one year and has a current ledger balance of less than $300.00. **For more information about the Overdraft Privilege Program click here. See fee schedule. ***Overdraft Protection Plus service requires an additional AHB Checking, Savings or Money Market account for automatic transfers. Click here for more information and fees regarding this service. |
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| Personal Now Checking†† | More» | $100.00 | $7.00 | Yes* | Inquire |
Personal Now Checking††
*See relationship banking information. **For more information about the Overdraft Privilege Program click here. See fee schedule. ***Overdraft Protection Plus service requires an additional AHB Checking, Savings or Money Market account for automatic transfers. Click here for more information and fees regarding this service. |
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| American Heritage Now†† (Ages 55 and up) |
More» | $100.00 | $7.00 | Yes* | Inquire |
American Heritage Now††
*See relationship banking information. **For more information about the Overdraft Privilege Program click here. See fee schedule. ***Overdraft Protection Plus service requires an additional AHB Checking, Savings or Money Market account for automatic transfers. Click here for more information and fees regarding this service. |
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*Rates are determined by the bank and may be adjusted at the bank's discretion. Click here to view current rates.
†Defined as a “noninterest-bearing transaction account” for FDIC Coverage: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. For the full FDIC Coverage Disclosure effective December 31, 2010, please click here.
††Defined as an “interest-bearing transaction account” for FDIC Coverage: All funds are not fully insured by the Federal Deposit Insurance Corporation, but maintain the FDIC’s coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. For the full FDIC Coverage Disclosure effective December 31, 2010, please click here.
RELATIONSHIP BANKING
When you maintain certain minimum balances in your personal savings account, personal CD or IRA, we will reduce or eliminate your monthly checking account fees, including foreign ATM withdrawal fees. You will also receive discount rates on consumer loans.
Relationship banking is available on all personal checking accounts, with the exception of Free Checking. This includes Personal Checking Accounts, American Heritage Accounts, Personal NOW Accounts, American Heritage NOW accounts, and on all personal and individual trust or estate accounts. Relationship banking is a service that saves you money.
