ATM/Check Cards
No more worries about forgetting the checkbook or running out of checks. The American Heritage Bank Check Card is like an automatic checkbook, accepted even where checks aren’t. AHB’s Check Card works with any personal checking account. The card looks like a VISA credit card, but the money comes straight from your checking account. By using the AHB Check Card, there’s no interest to pay back and purchases appear on your next monthly checking account statement. We also offer a free Bonus Check Card Rewards Program, upon customer request, with our AHB check card. Get the card that does everything your checkbook can, and more!
AMERICAN HERITAGE BANK CHECK CARD REWARDS PROGRAM
"Shop for others, reward yourself."
Each time you use your American Heritage Bank Check Card (debit card) as a credit transaction, you earn reward points.
As you build up reward points, you’ll be able to redeem them for the rewards you want.
It’s that easy! All you have to do is remember to say, “Credit” rather than Debit. You’ll soon be on your way to fine dining, shopping and travel destinations.
The Check Card Rewards Program...just another extra from your friends at American Heritage Bank.
NOTE: All reward offerings subject to change without notice. For complete details, please request a Check Card Rewards Program Terms and Conditions brochure available at any American Heritage Bank staffed location.
Program FAQs
| Q | How do I earn points? |
|---|---|
| A | You can earn one (1) point for every $3.00 you spend by making a signature-based transaction, which includes those made in person, over the Internet, or by telephone when your PIN (Personal Identification Number) is NOT used. |
| Q | What is a “signature-based” transaction? |
| A | When using your ATM/Check Card (debit card) to make a purchase, you usually have the option of making a “debit” transaction or a “credit” transaction. In order for the transaction to be a “signature-based” transaction, you must choose “credit.” Rather than entering a PIN, you will be required to sign a receipt. The end result is the same as if you chose debit. Additionally, most ATM/Check Card transactions done on the Internet or over the telephone are considered signature-based transactions, even though your actual signature is not required with these two types of uses. |
| Q | Where can I earn points? |
| A | You earn points everywhere your card is accepted. |
| Q | When do I begin earning points? |
| A | You begin earning points 7-10 business days after the initial completion of the Check Card Rewards Program application. |
| Q | When can I redeem points? |
| A | It can take up to 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. We keep track of all the points you earn and will help you find just what you are looking for when you are ready to redeem. There is even a Wish List Tracker that will let you know when you have earned enough to redeem a specific item. |
| Q | How do I redeem my points? |
| A | You can access the history of your point activity and redeem points earned at www.uchooserewards.com. Simply enter your username and password, and then click "Log In". |
| Q | How will I get a username and password? |
| A | After visiting the Check Card Rewards Program website, simply select "Register" under the "New to UChoose Rewards" heading. |
| Q | Will I be able to share points with family members? |
| A | All cards within an account automatically earn points together. |
| Q | Is my American Heritage Bank Credit Card eligible for the Check Card Rewards Program? |
| A | No, the Check Card Rewards Program only works with your American Heritage Bank ATM/Check Card (debit card). From time-to-time, there may be incentives for using a regular credit card, but these two programs are NOT combined. |
| Q | How much does it cost to participate? |
| A | Membership in the Check Card Rewards Program costs just $9.95 annually, charged July 1st of each year to your American Heritage Bank account. |
| Q | Is there anything else I need to know? |
| A | If you participate in the Check Card Rewards Program, you agree to the annual membership fee, as well as, certain terms and condtions which you will receive when you sign up for the program. This program is available with Personal Checking, Free Checking, American Heritage Totally Free Checking, Personal Now Checking and American Heritage Now Checking accounts. |
Credit Cards
American Heritage Bank offers credit without the hassle. You can choose between Visa and MasterCard with a low fixed rate. When using an AHB Visa or MasterCard for the purchase of goods or services, you can enjoy the benefits of automatic travel accident insurance, auto rental discounts, pharmacy discounts and much more!
To report your card lost or stolen after banking hours, please call:
Check Card - 800-617-3775
Credit Card - 800-423-7503
