FINANCIAL TOOLS > RATES   Interest Rate Annual Percentage Yield CDA $1,000.00 Minimum   Money Market CD 36 Month 2.96 3.00   Money Market CD 24 Month 2.81 2.85   Money Market CD 18 Month 2.76 2.80   Money Market CD 12 Month 2.66 2.70   Money Market CD 6 Month 2.62 2.65   Money Market CD 3 Month 1.98 2.00   CDA $25,000.00 Minimum   Money Market CD 7-89 Days 1.98 2.00   Public Funds CD 7-89 Days 1.98 2.00   Public Funds CD 92-182 Days 2.23 2.25   CDA Special   7 Month CD $5,000.00 minimum 2.66 2.70   13 Month CD $5,000.00 minimum 3.00 3.05   IRA   18 Month IRA Variable 2.96 3.00   18 Month IRA Fixed & Roth & Education 2.96 3.00   36 Month IRA Fixed 3.00 3.05   DDA   American Gold Money Market $100,000 and up 2.18 2.20   American Gold Money Market $50,000 - $99,999 1.93 1.95   American Gold Money Market $0 -$49,999 1.69 1.70   Money Market $50,000-and above 1.49 1.50   Money Market $25,000 - $49,999 1.00 1.00   Money Market $10,000 - $24,999 1.00 1.00   Money Market $0 - $9,999 0.70 0.70   DDA   Super NOW (Premium Rate) $10,000 & up 0.60 0.60   Super NOW (Super Rate) $0 - $9,999 0.50 0.50   Savings   Personal Savings $25.00 Minimum 0.85 0.85   All American Savings $25.00 Minimum 1.73 1.75   APY= Annual Percentage Yield Substantial penalty with early withdrawal of IRA. Substantial penalty with early withdrawal of CD. Variable interest rates may change any time at the discretion of Bank management. Current Rate information is available upon request through our new account representatives. On interest bearing accounts, the customer will forfeit interest if the account is closed before the accrued interest is credited. Fees could reduce earning on account. Rates are accurate 8-5-2008 through 8-11-2008