Relationship Banking. When you maintain certain minimum balances-by relating or typing your personal savings account, personal CD, or IRA to your checking account - we will reduce or eliminate your monthly banking fees, including foreign ATM withdrawl fees. You also will receive discount rates on consumer loans. Relationship Banking is available on a Personal Checking Accounts (except Free Checking), American Heritage Accounts, Personal NOW Accounts, American Heritage NOW Accounts and on all personal and individual trust or estate accounts.

Relationship banking is a service that saves you money.