Account Plans More Info Minimum Opening Balance Monthly Maintenance Interest Earned Inquire Now
Free Business Checking More» $100.00 N/A No Inquire

Free Business Checking

Banking has just become better. In this competitive climate, wise use of resources is more important than ever. We want to help by providing Free Business Checking for your small business.

  • Minimum $100.00 opening deposit
  • The first 100 debits or credits free per month* (either foreign or local)
  • Each additional item - $.30
  • Annual check card fee - $12.00
*Any combination of 100 debits, credits or deposited items per statement cycle
Business Checking More» $100.00 $6.00 No Inquire

Business Checking

  • Minimum $100.00 opening deposit
  • Monthly maintenance fee - $6.00
  • Activity Fees:
    • Checks/debits - $ .12
    • Foreign items deposited - $ .08
  • Account fees may be offset by earnings credit allowance
Business Now
 More» $100.00 $7.00 Yes* Inquire

Business Now

  • Designed for sole proprietorships, non-profit organizations and non-profit corporations
  • Minimum $100.00 opening deposit
  • Tiered rates to maximize interest earnings*
  • Variable interest rates compounded monthly and paid monthly on daily collected balances*
  • Monthly maintenance fee - $7.00
  • Activity Fees:
    • Checks/debits - $ .12
    • Foreign items deposited - $ .08
Commercial Interest Checking More» $100.00 $7.00 Yes* Inquire

Commercial Interest Checking

  • Minimum $100.00 opening deposit
  • Monthly maintenance fee $7.00
  • Activity fees:
    • Checks/debits - $ .12 each
    • Foreign items deposited - $ .08 each
  • Designed for Corporations and LLCs
  • Variable interest rate paid monthly on a minimum $1,000 average daily collected balance*
  • Account not eligible for unlimited FDIC insurance
IOLTA†
 More» $100.00 N/A Yes* Inquire

IOLTA†

Interest on Trust Accounts (IOLTA) is designed for lawyers and law firms.

  • Minimum $100.00 opening deposit
  • Interest is debited monthly and sent to the Oklahoma Bar Association
  • Must complete "IOLTA Notice to Financial Institution & OBA"
  • Business account relationship required
  • An Attorney at Law account with American Heritage Bank required
Health Savings Account More» $100.00 N/A Yes* Inquire

Health Savings Account

  • Minimum $100.00 opening deposit
  • One time set up fee of $25.00
  • Must be covered under a high deductible health plan (HDHP) of your choice
  • Can not be covered by any other health plan that is not an HDHP
  • Can not be enrolled in Medicare or be claimed as a dependent on another person’s tax return
  • Must provide proof of coverage with a copy of your insurance certificate or insurance card stating you qualify to have a Health Savings account
  • Variable interest rate compounded and credited monthly to your account*
  • Withdrawals by check card only
  • No checks ordered or allowed
  • No temporary checks will be issued for this account

*Rates are determined by the bank and may be adjusted at the bank's discretion. Click here to view current rates.

†Defined as a “noninterest-bearing transaction account” for FDIC Coverage: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. For the full FDIC Coverage Disclosure effective December 31, 2010, please click here.