Less expensive than wire transfers, AHB Direct allows you to disburse and accept payments electronically. Our Cash Management system puts you in complete control. It is a safe and accurate alternative at a very cost-effective price.

Benefits of Direct Deposit:

• Reduced costs – Fewer checks to buy, lower account charges, lower costs for check distribution
• Increased efficiency – Eliminates time to print and sign checks; easier and quicker check disbursement; eliminates lost/stolen paycheck problems; fewer incorrect pay amounts from typing checks
• Increased employee benefits – No need to make a trip to cash or deposit checks; increased confidentiality of payroll; eliminates payroll problems for sick, traveling, or vacationing employees

Benefits of Direct Pay:

• Reduced costs for billing (invoice printing, return envelopes, postage, etc.)
• Improved cash flow – Immediate access to the funds on the date due
• Increased efficiency – Eliminates time to create invoices; fewer incoming checks to process
• Improved delinquency ratio – Receive more payments on time

Payroll Debit Cards allow businesses to upload their employee's paychecks to a Visa Debit Card.

• Safer than cash
• Instant employee access to payroll
• No enrollment fees
• No employee account required
• Easy payroll tracking for both employer and employee
• Employer is required to be a current Cash Management user
• First 25 cards Free, then $5.00 per card

One of the fastest ways to transfer funds, AHB offers both domestic and international wire transfer services.

Remote Deposit Capture allows businesses to process checks and deposits from their computer without making a daily trip to the bank. With Remote Deposit Capture and our easy-to-adapt desktop scanner, you can scan your checks from any geographic location capturing the payment amount and associated data. Images can be researched and retrieved through a secure Web browser and detailed reporting is available for current and past image data.

• Converts paper checks into electronic transactions
• Desktop scanner images front and back of checks
• Captures image and sends it to AHB for processing
• Creates detailed reports allowing for quick image referencing and audit control
• Speeds cash flow
• Reduces administrative expenses and trips to the bank
• Eliminates costs for couriers to transport checks
• Avoids fees associated with maintaining accounts at multiple banks
• Bank officer approval required
• Monthly fee - $75.00

Click Here to watch a video demonstration.

• Your excess balances can generate income overnight in conservative investments backed by U.S. Government and agency obligations.
• $200,000 average daily collected balance required to open
• Interest paid daily
• $50.00 monthly fee* 

*Fee can be offset with threshold balance.

You can use a Zero-Balance account to separate accounts for Cash Management disbursements or special accounting arrangements. Zero-Balance accounts are funded by your master account at the end of each business day, saving time and management effort.

Check out our Internet Banking features.